/* =========================================================
   ZACHRY INSURANCE
   FINAL EXPENSE PLANNER
========================================================= */

:root {
    --expense-navy: #0f172a;
    --expense-blue: #1e3a5f;
    --expense-gold: #c9a227;
    --expense-gold-dark: #806515;
    --expense-gold-soft: #fffbea;
    --expense-text: #334155;
    --expense-muted: #64748b;
    --expense-border: #dbe2ea;
    --expense-surface: #f8fafc;
    --expense-success: #166534;
    --expense-success-bg: #dcfce7;
    --expense-warning: #8a4b08;
    --expense-warning-bg: #fff7ed;
}


/* =========================================================
   HERO
========================================================= */

.expense-planner-hero {
    position: relative;

    overflow: hidden;

    padding: 84px 0 95px;

    background:
        radial-gradient(
            circle at 12% 12%,
            rgba(201, 162, 39, 0.13),
            transparent 32%
        ),
        linear-gradient(
            135deg,
            #0f172a 0%,
            #102747 55%,
            #1e3a5f 100%
        );
}


.expense-planner-hero::after {
    content: "";

    position: absolute;

    width: 460px;
    height: 460px;

    right: -180px;
    bottom: -230px;

    border-radius: 50%;

    border:
        1px solid
        rgba(255, 255, 255, 0.08);

    pointer-events: none;
}


.expense-planner-grid {
    position: relative;
    z-index: 1;

    display: grid;

    grid-template-columns:
        minmax(0, 0.86fr)
        minmax(0, 1.14fr);

    gap: 68px;

    align-items: start;
}


.expense-planner-intro {
    padding-top: 28px;
}


.expense-planner-eyebrow {
    display: inline-block;

    margin-bottom: 18px;

    color: #e5c85b;

    font-size: 0.76rem;
    font-weight: 800;

    letter-spacing: 0.13em;

    text-transform: uppercase;
}


.expense-planner-eyebrow.dark {
    color: var(--expense-gold-dark);
}


.expense-planner-intro > h1 {
    margin: 0 0 24px;

    color: #ffffff;

    font-family:
        "Playfair Display",
        serif;

    font-size:
        clamp(
            3rem,
            5vw,
            4.75rem
        );

    line-height: 1.03;

    letter-spacing: -0.035em;
}


.expense-planner-intro > h1 span {
    display: block;

    color: #e5c85b;
}


.expense-planner-lead {
    max-width: 650px;

    margin: 0;

    color: #d4deeb;

    font-size: 1.08rem;

    line-height: 1.78;
}


.expense-planner-feature-list {
    display: grid;

    gap: 22px;

    margin-top: 42px;
}


.expense-planner-feature {
    display: grid;

    grid-template-columns:
        48px
        1fr;

    gap: 17px;

    align-items: start;
}


.expense-planner-feature-number {
    display: flex;

    align-items: center;
    justify-content: center;

    width: 48px;
    height: 48px;

    border:
        1px solid
        rgba(229, 200, 91, 0.42);

    border-radius: 50%;

    color: #e5c85b;

    font-size: 0.76rem;
    font-weight: 800;
}


.expense-planner-feature h2 {
    margin: 1px 0 6px;

    color: #ffffff;

    font-family: inherit;

    font-size: 1rem;
    font-weight: 800;
}


.expense-planner-feature p {
    margin: 0;

    color: #b7c4d5;

    font-size: 0.9rem;

    line-height: 1.65;
}


.expense-planner-privacy-note {
    margin: 34px 0 0;

    padding: 17px 18px;

    border:
        1px solid
        rgba(255, 255, 255, 0.14);

    border-radius: 13px;

    background:
        rgba(255, 255, 255, 0.05);

    color: #cbd5e1;

    font-size: 0.84rem;

    line-height: 1.65;
}


.expense-planner-privacy-note strong {
    color: #ffffff;
}


/* =========================================================
   CALCULATOR CARD
========================================================= */

.expense-planner-card {
    overflow: hidden;

    border:
        1px solid
        rgba(255, 255, 255, 0.18);

    border-radius: 24px;

    background: #ffffff;

    box-shadow:
        0 28px 70px
        rgba(2, 8, 23, 0.3);
}


.expense-planner-card-heading,
.expense-planner-results,
.expense-planner-contact,
.expense-planner-success {
    padding: 38px 40px;
}


.expense-planner-card-heading {
    padding-bottom: 26px;

    border-bottom:
        1px solid
        #e8edf3;

    background:
        linear-gradient(
            180deg,
            #ffffff,
            #fbfcfe
        );
}


.expense-planner-card-badge {
    display: inline-flex;

    align-items: center;

    width: fit-content;

    margin-bottom: 12px;

    padding: 7px 11px;

    border-radius: 999px;

    background: #faf3d3;

    color: #604c10;

    font-size: 0.72rem;
    font-weight: 800;

    letter-spacing: 0.06em;

    text-transform: uppercase;
}


.expense-planner-card-heading h2,
.expense-planner-results-heading h2,
.expense-planner-contact > h2,
.expense-planner-success > h2 {
    margin: 0 0 10px;

    color: var(--expense-navy);

    font-family:
        "Playfair Display",
        serif;

    font-size:
        clamp(
            2rem,
            3vw,
            2.65rem
        );

    line-height: 1.15;
}


.expense-planner-card-heading p,
.expense-planner-contact > p,
.expense-planner-success > p {
    margin: 0;

    color: var(--expense-muted);

    font-size: 0.94rem;

    line-height: 1.7;
}


#finalExpensePlannerForm {
    gap: 0;
}


/* =========================================================
   FIELDSETS
========================================================= */

.expense-planner-fieldset {
    min-width: 0;

    margin: 0;

    padding: 36px 40px;

    border: 0;

    border-bottom:
        1px solid
        #e8edf3;
}


.expense-planner-fieldset legend {
    display: flex;

    align-items: center;

    gap: 11px;

    width: 100%;

    margin: 0 0 25px;

    padding: 0;

    color: var(--expense-navy);

    font-size: 1rem;
    font-weight: 800;
}


.expense-planner-fieldset legend span {
    display: inline-flex;

    align-items: center;
    justify-content: center;

    width: 30px;
    height: 30px;

    border-radius: 50%;

    background:
        var(--expense-navy);

    color: #ffffff;

    font-size: 0.78rem;
}


.resources-fieldset {
    background: #fbfcfe;
}


.expense-planner-fields {
    display: grid;

    grid-template-columns:
        1fr 1fr;

    gap:
        24px
        20px;
}


.money-field {
    min-width: 0;
}


.money-field label {
    display: block;

    margin-bottom: 6px;

    color: var(--expense-text);

    font-size: 0.88rem;
    font-weight: 800;

    line-height: 1.35;
}


.money-field p {
    min-height: 54px;

    margin: 0 0 10px;

    color: var(--expense-muted);

    font-size: 0.76rem;

    line-height: 1.5;
}


/* =========================================================
   MONEY INPUTS
========================================================= */

.money-input-wrap {
    display: grid;

    grid-template-columns:
        auto
        1fr;

    align-items: center;

    overflow: hidden;

    border:
        1px solid
        #ccd5df;

    border-radius: 11px;

    background: #ffffff;

    transition:
        border-color 0.18s ease,
        box-shadow 0.18s ease;
}


.money-input-wrap:focus-within {
    border-color:
        var(--expense-gold-dark);

    box-shadow:
        0 0 0 3px
        rgba(128, 101, 21, 0.16);
}


.money-input-wrap > span {
    padding-left: 14px;

    color: #778397;

    font-size: 0.94rem;
    font-weight: 700;
}


.money-input-wrap input {
    min-width: 0;

    width: 100%;

    border: 0;

    border-radius: 0;

    padding:
        14px
        14px
        14px
        8px;

    background: transparent;

    color: var(--expense-navy);

    font-size: 1rem;
    font-weight: 700;

    box-shadow: none;
}


.money-input-wrap input:focus {
    border: 0;

    box-shadow: none;
}


/* =========================================================
   CALCULATOR ACTIONS
========================================================= */

#finalExpensePlannerError {
    margin:
        24px
        40px
        0;
}


.expense-planner-actions {
    display: grid;

    gap: 11px;

    padding:
        30px
        40px
        38px;
}


/* =========================================================
   BUTTONS
========================================================= */

.expense-planner-primary-button,
.expense-planner-secondary-button {
    display: inline-flex;

    align-items: center;
    justify-content: center;

    width: 100%;

    min-height: 52px;

    border-radius: 12px;

    padding: 15px 20px;

    font-family: inherit;

    font-size: 0.95rem;
    font-weight: 800;

    text-align: center;
    text-decoration: none;

    cursor: pointer;

    transition:
        transform 0.18s ease,
        background 0.18s ease,
        box-shadow 0.18s ease;
}


.expense-planner-primary-button {
    border: 0;

    background:
        var(--expense-gold);

    color:
        var(--expense-navy);
}


.expense-planner-primary-button:hover {
    transform:
        translateY(-2px);

    background: #d7b63e;

    box-shadow:
        0 10px 24px
        rgba(128, 101, 21, 0.2);
}


.expense-planner-primary-button:disabled {
    opacity: 0.65;

    cursor: not-allowed;

    transform: none;

    box-shadow: none;
}


.expense-planner-secondary-button {
    border:
        1px solid
        rgba(255, 255, 255, 0.36);

    background: transparent;

    color: #ffffff;
}


.expense-planner-secondary-button:hover {
    transform:
        translateY(-2px);

    background:
        rgba(255, 255, 255, 0.08);
}


.expense-planner-text-button,
.expense-planner-back-button {
    border: 0;

    background: transparent;

    color:
        var(--expense-muted);

    font-family: inherit;

    font-size: 0.86rem;
    font-weight: 800;

    cursor: pointer;
}


.expense-planner-text-button {
    width: 100%;

    padding: 9px;
}


.expense-planner-back-button {
    margin: 0 0 24px;

    padding: 4px 0;
}


.expense-planner-text-button:hover,
.expense-planner-back-button:hover {
    color:
        var(--expense-navy);
}


.expense-planner-primary-button:focus-visible,
.expense-planner-secondary-button:focus-visible,
.expense-planner-text-button:focus-visible,
.expense-planner-back-button:focus-visible {
    outline:
        3px solid
        rgba(128, 101, 21, 0.35);

    outline-offset: 3px;
}


/* =========================================================
   RESULTS
========================================================= */

.expense-planner-results {
    border-top:
        1px solid
        #e8edf3;

    background: #ffffff;
}


.expense-planner-results-heading {
    margin-bottom: 24px;
}


.expense-planner-totals {
    display: grid;

    grid-template-columns:
        1fr
        1fr;

    gap: 14px;
}


.expense-total-card {
    padding: 18px;

    border:
        1px solid
        var(--expense-border);

    border-radius: 14px;

    background:
        var(--expense-surface);
}


.expense-total-card span {
    display: block;

    margin-bottom: 8px;

    color:
        var(--expense-muted);

    font-size: 0.76rem;
    font-weight: 800;

    letter-spacing: 0.03em;

    text-transform: uppercase;
}


.expense-total-card strong {
    display: block;

    color:
        var(--expense-navy);

    font-size:
        clamp(
            1.35rem,
            3vw,
            1.85rem
        );
}


.expense-total-card.primary-result {
    grid-column: 1 / -1;

    padding: 23px 20px;

    border-color: #e3cf79;

    background: #fffbea;
}


.expense-total-card.primary-result strong {
    font-size:
        clamp(
            2rem,
            4vw,
            3rem
        );
}


.expense-total-card.primary-result.is-gap {
    border-color: #fed7aa;

    background:
        var(--expense-warning-bg);
}


.expense-total-card.primary-result.is-gap strong {
    color:
        var(--expense-warning);
}


.expense-total-card.primary-result.is-covered {
    border-color: #bbf7d0;

    background: #f0fdf4;
}


.expense-total-card.primary-result.is-covered strong {
    color:
        var(--expense-success);
}


.expense-planner-result-message {
    margin-top: 16px;

    padding: 16px 17px;

    border-left:
        4px solid
        var(--expense-gold);

    border-radius: 10px;

    background: #f8fafc;

    color:
        var(--expense-text);

    font-size: 0.88rem;

    line-height: 1.65;
}


/* =========================================================
   BREAKDOWN
========================================================= */

.expense-planner-breakdown {
    margin-top: 30px;
}


.breakdown-heading h3 {
    margin: 0 0 5px;

    color:
        var(--expense-navy);

    font-size: 1.05rem;
}


.breakdown-heading p {
    margin: 0 0 16px;

    color:
        var(--expense-muted);

    font-size: 0.82rem;

    line-height: 1.5;
}


#finalExpenseBreakdownList {
    overflow: hidden;

    border:
        1px solid
        var(--expense-border);

    border-radius: 13px;
}


.expense-breakdown-row {
    display: flex;

    justify-content: space-between;

    gap: 20px;

    padding: 12px 14px;

    border-bottom:
        1px solid
        #e8edf3;

    color:
        var(--expense-text);

    font-size: 0.84rem;
}


.expense-breakdown-row:last-child {
    border-bottom: 0;
}


.expense-breakdown-row strong {
    flex-shrink: 0;

    color:
        var(--expense-navy);
}


.expense-breakdown-row.group-total {
    background: #f8fafc;

    font-weight: 800;
}


/* =========================================================
   DISCLAIMER
========================================================= */

.expense-planner-disclaimer {
    margin-top: 24px;

    padding: 17px;

    border:
        1px solid
        #eadb9e;

    border-radius: 13px;

    background:
        var(--expense-gold-soft);
}


.expense-planner-disclaimer strong {
    display: block;

    margin-bottom: 5px;

    color: #4f3d0d;

    font-size: 0.86rem;
}


.expense-planner-disclaimer p {
    margin: 0;

    color: #6b5b2b;

    font-size: 0.76rem;

    line-height: 1.58;
}


.expense-planner-consultation-choice {
    padding-top: 27px;
}


.expense-planner-consultation-choice h3 {
    margin: 0 0 7px;

    color:
        var(--expense-navy);

    font-size: 1.12rem;
}


.expense-planner-consultation-choice p {
    margin: 0 0 18px;

    color:
        var(--expense-muted);

    font-size: 0.88rem;

    line-height: 1.62;
}


/* =========================================================
   CONTACT + SUCCESS
========================================================= */

.expense-planner-contact,
.expense-planner-success {
    border-top:
        1px solid
        #e8edf3;

    background: #ffffff;
}


#finalExpenseLeadForm {
    margin-top: 28px;
}


#finalExpenseLeadForm input,
#finalExpenseLeadForm select {
    width: 100%;
}


.expense-planner-license-note {
    min-height: 0;

    margin: -6px 0 0;

    color:
        var(--expense-muted);

    font-size: 0.8rem;

    line-height: 1.5;
}


.expense-planner-license-note.is-licensed {
    color:
        var(--expense-success);

    font-weight: 700;
}


.expense-planner-license-note.is-unlicensed {
    color: #92400e;
}


.expense-planner-success {
    text-align: center;
}


.expense-planner-success-check {
    display: flex;

    align-items: center;
    justify-content: center;

    width: 68px;
    height: 68px;

    margin: 0 auto 20px;

    border-radius: 50%;

    background:
        var(--expense-success-bg);

    color:
        var(--expense-success);

    font-size: 1.8rem;
    font-weight: 800;
}


.expense-planner-success
.expense-planner-card-badge {
    margin-left: auto;
    margin-right: auto;
}


.expense-planner-success
.expense-planner-primary-button {
    margin-top: 20px;
}


.expense-planner-success
.expense-planner-text-button {
    margin-top: 10px;
}


/* =========================================================
   EDUCATIONAL SECTION
========================================================= */

.expense-planner-info-section {
    padding: 92px 0;

    background: #f8fafc;
}


.expense-planner-info-grid {
    display: grid;

    grid-template-columns:
        0.9fr
        1.1fr;

    gap: 75px;

    align-items: start;
}


.expense-planner-info-grid h2 {
    margin: 0;

    color:
        var(--expense-navy);

    font-family:
        "Playfair Display",
        serif;

    font-size:
        clamp(
            2rem,
            3.5vw,
            3rem
        );

    line-height: 1.18;
}


.expense-planner-info-copy p {
    margin: 0 0 19px;

    color:
        var(--expense-muted);

    font-size: 1rem;

    line-height: 1.78;
}


.expense-planner-info-copy a {
    color: #0f274d;

    font-weight: 800;

    text-decoration: underline;

    text-underline-offset: 4px;
}


/* =========================================================
   BOTTOM CTA
========================================================= */

.expense-planner-bottom-section {
    padding: 92px 0;

    background: #ffffff;
}


.expense-planner-bottom-card {
    display: grid;

    grid-template-columns:
        1.2fr
        0.8fr;

    gap: 48px;

    align-items: center;

    padding: 48px;

    border-radius: 24px;

    background:
        linear-gradient(
            135deg,
            #0f172a,
            #1e3a5f
        );

    box-shadow:
        0 22px 50px
        rgba(15, 23, 42, 0.15);
}


.expense-planner-bottom-card h2 {
    margin: 0 0 13px;

    color: #ffffff;

    font-family:
        "Playfair Display",
        serif;

    font-size:
        clamp(
            2rem,
            3vw,
            2.8rem
        );

    line-height: 1.2;
}


.expense-planner-bottom-card p {
    max-width: 650px;

    margin: 0;

    color: #cbd5e1;

    line-height: 1.7;
}


.expense-planner-bottom-buttons {
    display: grid;

    gap: 12px;
}


/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 1050px) {

    .expense-planner-grid {
        grid-template-columns: 1fr;

        gap: 55px;
    }


    .expense-planner-intro {
        max-width: 780px;

        padding-top: 0;
    }


    .expense-planner-card {
        width: 100%;

        max-width: 860px;
    }


    .expense-planner-info-grid,
    .expense-planner-bottom-card {
        grid-template-columns: 1fr;

        gap: 32px;
    }


    .expense-planner-bottom-buttons {
        max-width: 390px;
    }

}


@media (max-width: 700px) {

    .expense-planner-hero {
        padding: 62px 0 72px;
    }


    .expense-planner-intro > h1 {
        font-size: 3rem;
    }


    .expense-planner-lead {
        font-size: 1rem;
    }


    .expense-planner-feature {
        grid-template-columns:
            40px
            1fr;

        gap: 14px;
    }


    .expense-planner-feature-number {
        width: 40px;
        height: 40px;
    }


    .expense-planner-card-heading,
    .expense-planner-results,
    .expense-planner-contact,
    .expense-planner-success {
        padding: 30px 24px;
    }


    .expense-planner-fieldset {
        padding: 30px 24px;
    }


    .expense-planner-fields {
        grid-template-columns: 1fr;

        gap: 22px;
    }


    .money-field p {
        min-height: 0;
    }


    #finalExpensePlannerError {
        margin:
            22px
            24px
            0;
    }


    .expense-planner-actions {
        padding:
            26px
            24px
            32px;
    }


    .expense-planner-totals {
        grid-template-columns: 1fr;
    }


    .expense-total-card.primary-result {
        grid-column: auto;
    }


    .expense-planner-info-section,
    .expense-planner-bottom-section {
        padding: 68px 0;
    }


    .expense-planner-bottom-card {
        padding: 34px 24px;
    }

}


@media (max-width: 430px) {

    .expense-planner-intro > h1 {
        font-size: 2.5rem;
    }


    .expense-planner-card {
        border-radius: 18px;
    }


    .expense-planner-card-heading,
    .expense-planner-results,
    .expense-planner-contact,
    .expense-planner-success,
    .expense-planner-fieldset {
        padding-left: 20px;
        padding-right: 20px;
    }


    #finalExpensePlannerError {
        margin-left: 20px;
        margin-right: 20px;
    }


    .expense-planner-actions {
        padding-left: 20px;
        padding-right: 20px;
    }


    .expense-breakdown-row {
        gap: 12px;

        font-size: 0.8rem;
    }

}